Cash Out Vs Refinance

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What Does Cash Out Refinance Mean The agency does not make loans. What is it? Refinancing a mortgage for a higher amount than is owed on the loan and taking the difference in cash – in effect, pulling equity out of the house.Refinance Rates With Cash Out The cash out refinance is designed to accomplish two goals – to improve on the terms of an existing home loan and deliver additional funds at a low interest rate. Other types of mortgage refinance include the rate and term refinance, in which the new loan amount is equal to the remaining balance.