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"My condo is currently worth half of what I paid for it," he said, adding that he worries the value will only keep dropping.

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Several benchmark mortgage rates cruised higher in the Dallas area this week. Benchmark 30-year rate rises in Dallas. The average rate on the benchmark 30-year fixed-rate mortgage rate for the Dallas area increased to 4.20 percent, according to Bankrate’s national survey of large lenders.