MikeClover.com is a mortgage banker specializing in home purchase loans, home equity loans, refinance loans, construction loans, VA loans, stated income loans, and Jumbo loans in Texas & Florida.

Special aspects of Home Equity Loans in Texas. The Texas legislature has passed laws that are designed to protect homeowners and their families, and the state did not even allow home equity loans until 1997. Since that time, state laws have been amended to allow for home equity loans, but the laws include strong protections for consumers.

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Wells Fargo offers competitive rates and a variety of home loan options – plus we’ll guide you through the mortgage process. Visit Wells Fargo to check rates and use our mortgage calculators!

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Frost Home Equity Loan rates shown are for the 2nd lien position. 1st lien products are available. Ask a Frost Banker for details. For Wall Street Journal (WSJ) Prime, call 866-376-7889. By Texas law, the maximum amount you can borrow with any Home Equity Loan or a Home Equity Line of Credit is 80% of your home’s appraised value.

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